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NIFTY 5024,682+0.42%SENSEX81,456+0.38%S&P 5005,897+0.61%NASDAQ19,247+0.78%BTC/USD$67,420-1.2%ETH/USD$3,510+0.55%GOLD$2,345+0.19%USD/INR83.42-0.05%RELIANCE₹2,943+0.9%TCS₹3,789+0.45%INFOSYS₹1,634-0.3%AAPL$213+1.1%TSLA$248-0.7%MSFT$432+0.8%NIFTY BANK52,340+0.55%CRUDE OIL$81.4-0.3%NIFTY 5024,682+0.42%SENSEX81,456+0.38%S&P 5005,897+0.61%NASDAQ19,247+0.78%BTC/USD$67,420-1.2%ETH/USD$3,510+0.55%GOLD$2,345+0.19%USD/INR83.42-0.05%RELIANCE₹2,943+0.9%TCS₹3,789+0.45%INFOSYS₹1,634-0.3%AAPL$213+1.1%TSLA$248-0.7%MSFT$432+0.8%NIFTY BANK52,340+0.55%CRUDE OIL$81.4-0.3%

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📊Beginner · 8 min read

Investing Basics · 2025-05-01

SIP vs Lump Sum: Which Strategy Wins in India's Market?

Systematic Investment Plans leverage rupee-cost averaging. But when markets are low, lump sum can beat SIP significantly. We compare both strategies across 5, 10, and 20-year horizons using Nifty 50 historical data.

US Markets

How Indians Can Invest in US Stocks: Complete Guide 2025

12 min · Intermediate

Taxation

LTCG & STCG Tax on Stocks: Everything You Need to Know

9 min · Intermediate

Retirement

401(k) vs Roth IRA vs NPS: The Ultimate Retirement Comparison

15 min · Advanced

Cryptocurrency

Bitcoin vs Ethereum: Fundamental Differences Explained

10 min · Beginner

Options & F&O

Understanding Option Greeks: Delta, Gamma, Theta & Vega

18 min · Advanced

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Market Comparison

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Indian Markets

Among the fastest-growing major economies. India's markets offer significant growth potential, especially in mid and small caps.

Primary Exchanges	NSE, BSE
Regulator	SEBI
Benchmark Index	Nifty 50, Sensex
Market Cap (2025)	~$4.5 Trillion
Trading Hours	9:15 AM – 3:30 PM IST
Account Type	Demat + Trading Account
LTCG Rate	12.5% (above ₹1.25L)
STCG Rate	20% (equity)
Tax Saving	ELSS (80C, up to ₹1.5L)
Currency	Indian Rupee (₹)

🇺🇸

US Markets

The world's largest and most liquid equity market, home to global giants and the most widely followed indices on earth.

Primary Exchanges	NYSE, NASDAQ
Regulator	SEC, FINRA
Benchmark Index	S&P 500, Dow Jones
Market Cap (2025)	~$47 Trillion
Trading Hours	9:30 AM – 4:00 PM ET
Account Type	Brokerage Account
LTCG Rate	0%, 15%, or 20%
STCG Rate	Ordinary income rates
Tax Advantage	401(k), Roth IRA, HSA
Currency	US Dollar ($)

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